Calculators
Airbnb Calculator
Free Airbnb profit calculator. Estimate revenue, expenses, cash flow, and ROI for your short-term rental investment.
Use tool →
VRBO Calculator
Evaluate potential VRBO investments with our free profitability calculator. Unlike other tools that assume best-case scenarios, we apply research-backed defaults including new-listing revenue ramp-up, realistic expense ratios, and transparent tax benefit calculations. Enter your property details, financing terms, and revenue assumptions to see projected cash flow, returns, and tax savings. Toggle between simple and detailed expense modes to match your analysis depth.
Gross Revenue
$42,096
Year 1
Cash Flow
$7
Monthly
Cash-on-Cash
0.1%
Return
Cap Rate
6.3%
Unleveraged
+0 more views coming
D
Below Average
Falls short on multiple metrics. Consider negotiating price.
Gross Yield
≥17% good, 12-17% ok, <12% poor
10.5%
Cash-on-Cash
≥10% good, 5-10% ok, <5% poor
0.1%
Break-even Occupancy
<45% good, 45-60% ok, >60% poor
0.6%
Stressed IRR
≥8% good, 4-8% ok, <4% poor
N/A
Regulatory Risk
Requires market data
Not Available
How We Grade Deals
Meets target
Acceptable
Below target
Grade weights: Cash-on-Cash (30%), Break-even (25%), Stressed IRR (25%), Gross Yield (20%)
Property Basics
Property Type
Auto-suggested based on bedrooms
Minimum $50,000
Financing
%
Investment properties typically require 20-25% down
Current 30-year rates range 6.5-8%
Loan Term
Typically 2-5% of purchase price
Revenue Assumptions
Listing Status
EstablishedNew Listing
Year 1 revenue reduced ~17% for ramp-up period
Operator Experience
$
Nightly rate before fees and adjustments ($50-$2,000)
%
55-65% typical for new listings; 65-75% for established
Dynamic Pricing Strategy
Tools like PriceLabs or Beyond Pricing can boost revenue 10-25%
Per-turnover fee charged to guests
Amenities
Amenity uplifts are estimates based on AirDNA market data. Actual premiums vary by market and property.
Operating Expenses
Expense Mode
SimpleDetailed
Use a single percentage of gross revenue
%
Percentage of gross revenue
Management Style
Tax Benefits
Your marginal federal income tax rate
Varies by state (0% in TX, FL, NV, WA; 13.3% in CA)
STR Tax Loophole
PassiveActive
STR Loophole Active
Paper losses can offset W-2 income if: (1) average guest stay <7 days, and (2) you provide 100+ hours of material participation annually.
%
% of purchase price (15% IRS default; higher in urban areas)
Cost Segregation Study
StandardCost Seg
Standard Depreciation
Building depreciated over 39 years (straight-line). Consider cost segregation for significant Year-1 tax savings.
Advanced Analysis
Added to initial cash investment
%
3% is conservative; 0% for stress test baseline
years
Used for IRR, equity multiple, and exit calculations
Stress Test
OffOn
Enable to see how the deal performs under adverse conditions
Frequently Asked Questions
- Most calculators assume your listing performs at market average from day one. We model Year-1 revenue ramp-up for new listings (typically 70-85% of established performance), include realistic expense ratios by management style, and show tax benefits including cost segregation and the STR loophole.
- Yes. The calculations are platform-agnostic. VRBO and Airbnb have similar fee structures and market dynamics. You can select 'Both' in the platform dropdown to indicate multi-platform listing.
- Our calculator uses research-backed defaults and transparent formulas. Revenue estimates are based on the inputs you provide. For best accuracy, input ADR and occupancy data from comparable listings in your target market.
- New listings typically earn 70-85% of established listing revenue in Year 1 due to lack of reviews and algorithm ranking. Our calculator applies a research-backed ramp-up curve that accounts for this reality—something most calculators ignore.
- Operating expenses include cleaning, supplies, utilities, maintenance, insurance, software, and property management fees. In 'simple mode' this is a percentage of revenue. 'Detailed mode' lets you input each line item.
- Tax savings are based on depreciation deductions, including bonus depreciation if cost segregation is enabled. The STR Loophole allows these losses to offset W-2 income if you materially participate (100+ hours/year) and average stay is under 7 days.
- Yes, this calculator is completely free. No sign-up or credit card required.
- VRBO charges hosts a 3% payment processing fee per booking (or 5% for hosts who choose to pass service fees to guests). These fees are included in our operating expense calculations.
Want personalized insights?
Enter your email to receive a detailed analysis and actionable recommendations for your property.
No spam, ever. Unsubscribe anytime.